How Is Your Score Calculated

In Uncategorized by James Bolton3 Comments

Your fico score typically ranges from 300 to 850. Your credit score is generated based on the information in your credit report. Fair Isaac is tight-lipped about exactly how the scores are calculated. But they do give the weights of various criteria that they look at: 35% payment history, 30% amount owed, 15% length of history, 10% new credit, 10% types of credit used.

 

FICO SCORE RANGE

 579 and lower – poor credit

580-669 – below average credit

670-739 – good credit

740-799 – very good credit

800+ – exceptional credit

Comments

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