How Is Your Score Calculated

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Your fico score typically ranges from 300 to 850. Your credit score is generated based on the information in your credit report. Fair Isaac is tight-lipped about exactly how the scores are calculated. But they do give the weights of various criteria that they look at: 35% payment history, 30% amount owed, 15% length of history, 10% new credit, 10% types of credit used.



 579 and lower – poor credit

580-669 – below average credit

670-739 – good credit

740-799 – very good credit

800+ – exceptional credit

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